The stablecoin yield debate is too narrow
Why banks should treat the stablecoin rewards debate as one symptom of a larger shift in programmable cash, tokenized funds, settlement, custody, and foundational infrastructure.
More issues
The Myth of Getting on Zero Fiat
Getting on zero fiat is a myth in a world where we all have fiat-denominated liabilities. Stay humble, stack sats, and match your assets to your liabilities.
I Like Bitcoin, Buy My Fractionally-Reserved Bitcoin
In contrast to the failed history of free fractional reserve banking, as recently as the BlockFi, Celsius, and FTX failures, there is a growing ecosystem of 100% reserve banking and accompanying tools using bitcoin, including cashu, Fedimint, the Lightning Network, and The Liquid Network.
nostr 101
An overview of the nostr protocol and the future of scalable decentralized web applications.
We Need Sound Banking
If the USD-based banking system is to compete in a world with bitcoin, Twitter, and FedNow, we need the option to fully reserve demand deposits.
Ubuntu ZFS Cheat Sheet
General guidelines to setup and tune ZFS with Ubuntu
Prioritizing for a Cold Start
Networked products should prioritize features that help overcome the cold start problem and interoperable networked products should seek features that create symbiotic or parasitic relationships with other thriving networks.
The Elements of User Experience
A summary of instructive notes based on Jesse James Garrett's "The Elements of User Experience"
Unchaining the Web
Blockchains cannot give us the Web we want and we should explore alternative protocols.